The silver lining in this uncertain market is the current position of interest rates. The concern about our slipping economy has everyone with any influence on the attack.

The Fed has dropped rates dramatically since the New Year. Our administration and Congress have a stimulus package to put spending money in our pockets. These moves are designed to combat fear and sooth frayed nerves. Results are that Prime has fallen from 7.25% to 5.00% since January 1 and the 30-day LIBOR has declined from 4.60% to 2.60%. Similarly, the 5- and 10-year Treasuries have dropped to 2.38% and 3.37%, respectfully, returning the traditional yield curve.